White Papers
In-depth analysis on healthcare reform, insurance markets, and industry trends.
Bill Lindsay has written extensively on healthcare reform and the insurance industry over the years. These white papers reflect his deep expertise and forward-thinking perspective on the issues shaping American healthcare.
President Trump's Executive Order
President Trump signed an executive order intended to ease some health insurance regulations and to create an avenue for certain health plans to by-pass regulations under the ACA. The goal was to significantly impact "Obamacare" and reduce the cost of coverage for those in the individual health insurance market.
"Is Health Care a Right?" by Atul Gawande — Commentary
This article is thought provoking and tells a story using dramatic personal stories, which is Gawande's style. The examples are compelling and the dialogue with the subjects brings forward comments many of us hear every day. Never-the-less, there are some critical elements to this example that need to be considered.
Medicaid: A Thoughtful Plan of Revision
In 2017 the desire to reform Medicaid became a central part of the Republican agenda to "Repeal and Replace Obamacare." Of particular concern to those seeking reform is the cost of this federal entitlement program, the growth in its spending, and the impact that these costs have on the national debt.
Mr. Smith Goes to Washington
A reflection on the idealism and political realities of healthcare reform, drawing on the classic 1939 film to examine how good intentions collide with entrenched interests in Washington.
Health Care Reform Options and Issues
The individual market is central to the debate on the future of health care reform. Our expertise in the broader sense may help inform this volatile issue. The reader is urged not to think of what is politically do-able, but rather what will work.
Repeal and Replace Paper
The Republican administration is considering the removal of the ACA's Employer Excise Tax (the Cadillac Tax), replacing it with a removal of the employer tax deduction for employment-based insurance. An analysis of the implications.
Great Expectations
The Patient Protection and Affordable Care Act of 2010 included a provision requiring each state to establish a Health Insurance Exchange by 2014. An early analysis of what to expect from this landmark provision.
Pros and Cons to be a Nonprofit for Health Care Organizations
A question has been posed as to whether health care organizations (hospitals) and insurance companies should be required to be non-profit. A balanced examination of the arguments on both sides.
Employee Benefit Update Post-Election
There are three planes to consider as we look forward regarding health insurance revenue in the post-election environment. A practical guide for brokers and employers navigating the transition.
Observations on Repealing/Replacing the ACA
Any legislative action relating to health insurance coverage should promote the employer-based health insurance system. Key observations and recommendations for policymakers considering ACA repeal and replacement.